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    <description>Create Financial Services, we pride ourselves on providing our customers with a service that's personal, responsive and focused on the long term.</description>
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    <category>News</category>
    <pubDate>Thu, 05 May 2011 14:49:58 GMT</pubDate>
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      <title>Base rates held at 0.5%</title>
      <description>Base rates were held again at 0.5% today despite constant media speculation of a likely increase</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=18</link>
      <pubDate>Thu, 05 May 2011 2:49:55 GMT</pubDate>
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      <title>Good news for borrowers</title>
      <description>Bank of England base rate kept on hold again at 0.5%</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=17</link>
      <pubDate>Thu, 07 Apr 2011 12:13:09 GMT</pubDate>
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      <title>Some good news from 1st time buyers?</title>
      <description>Today's budget announced a plan to help 1st time buyers with a shared equity scheme in conjunction with builders.</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=16</link>
      <pubDate>Wed, 23 Mar 2011 3:44:30 GMT</pubDate>
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      <title>Rapid Response Note - Briefing on Japan</title>
      <description>Firstly, we must remember that the recent events in Japan are an enormous human tragedy. Our sympathies naturally lie with the millions of people who have been affected. It is clear that the situation in Japan is extremely unsettled and the response by corporates, households and the government very uncertain. Nevertheless, we can begin to scope out the extent of the damage caused to the Japanese economy and the likely timescale for recovery. The major uncertainty at this moment in time, and the significant difference from Japan’s last major earthquake in Kobe in 1995, is the extent of the damage to the energy sector and the length of time it may last.</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=14</link>
      <pubDate>Mon, 21 Mar 2011 09:57:15 GMT</pubDate>
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      <title>Fixed rates increased again!</title>
      <description>Despite today's announcement that the base rate is to remain at 0.5% most of the high street lenders have increased their fixed rate mortgage deals. Go figure!</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=13</link>
      <pubDate>Thu, 10 Mar 2011 16:27:08 GMT</pubDate>
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      <title>Interest rates held at 0.5%</title>
      <description>The Bank of England base rate was held at 0.5% for a record 25th month despite inflationary pressures. Yesterday most of the highstreet lenders increased their fixed rate mortgages in anticipation of a base rate rise!</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=12</link>
      <pubDate>Thu, 10 Mar 2011 12:18:03 GMT</pubDate>
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      <title>Interest rates to rise tomorrow?</title>
      <description>We've heard from major lenders Halifax and Santander are increasing some of their interest rates today. Could this be a precursor to tommorrow's interest rate review?</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=9</link>
      <pubDate>Wed, 09 Mar 2011 12:10:52 GMT</pubDate>
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      <title>Let the Taxman help pay for your life assurance</title>
      <description>If you are a company director or employee of a limited company, partnership or sole trader and have life assurance in place to protect your family you could be paying more tax than you need to.  </description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=7</link>
      <pubDate>Wed, 16 Feb 2011 16:41:47 GMT</pubDate>
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      <title>Looking forward to 2011</title>
      <description>This month we have brief comments from some of the UK’s leading fund managers on the outlook for various asset classes in 2011.</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=2</link>
      <pubDate>Wed, 16 Feb 2011 14:16:19 GMT</pubDate>
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      <title>NEST Pensions reform 2012</title>
      <description>The introduction of the National Employment Savings Trust (NEST), previously referred to as Personal Accounts, has been in the press recently following a government review of the scheme. The headlines that employers will have to start making pension contributions for all of their employees from 2012 are somewhat misleading as the majority of employers will not need to comply with the rules from that date. The start date for the roll out of the scheme is October 2012 but this will impact on employers with 120,000 employees or more. For those with a more modest workforce the start date varies, for example those with less than 500 employees the date is 1 January 2014 and for those with less than 50 employees the earliest start date is 1 August 2014.</description>
      <link>http://www.createfs.com/financial-news-detail.php?bid=1</link>
      <pubDate>Wed, 01 Dec 2010 11:29:52 GMT</pubDate>
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